Tax Planning

We understand that taxes impact every part of your financial life. From how you earn and invest to how you spend give and eventually transfer your wealth. That’s why we don’t treat tax planning as an annual exercise. Instead, it’s a core part of how we help you build, preserve and enjoy your wealth throughout your lifetime.

We work closely with you, and with your accountant to uncover opportunities and avoid tax surprises. Whether you’re just beginning your career, preparing for retirement, selling your business or managing your wealth across multiple entities, our goal is simple: Help you keep more of what you’ve earned through proactive (not reactive) planning.​

Common areas we help clients with are:

  • Income splitting and family tax strategies
  • Strategic use of RRSP’s TFSA’s and corporate investment accounts​
  • Tax efficient compensation plans for business owners​
  • Timing of withdrawal and government benefits (CPP and OAS)​
  • Philanthropic and Legacy giving through strategic donations and Donor-Advised Funds​

    • For clients with more complex needs, we offer integrated, forward-looking planning that brings together tax, investment, estate, and insurance strategies, so your financial plan works cohesively across all areas of your life.​

    Tax planning doesn’t have to be stressful or last-minute. With the right approach, it becomes a tool to help you keep more of your hard-earned money. ​

    Do you want a partner who proactively plans for taxes? Let’s discuss your strategy.